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The importance of liability coverage when it comes to boat insurance

If you are a boat owner in the Columbia, SC area, you can rely on the team at New American Insurance for all of your insurance needs. We can help guide you through the policy selection process and help ensure that your boat has the protection it needs. 

Liability is an important part of any boat insurance policy

Yes, boats are a lot of fun. They can provide you, your family, and your friends with many hours of enjoyment. But with this pleasure comes responsibility. There is a lot that can go wrong when you are out on the water. And, many boating mishaps have been known to cause injuries.

Because of this reality, having an adequate amount of liability coverage is a key part of any boat insurance policy. When you don’t have an appropriate amount of liability protection and are involved in an accident, the outcome can be awful. If the mishap is one that causes injuries, the outcome can be even more dire.

When your policy does not have the coverage level to cover damages, that responsibility will likely fall to you. That’s right, you may be financially responsible for any damages that are not covered by your policy. To avoid this situation, sit down with your local agent and review your current policy in detail. You may find that there are gaps in your coverage that need to be addressed.

We are here to serve our community!

New American Insurance is here to help the wider Columbia, SC community. We are dedicated to helping our clients get the insurance that’s right for their needs. If you would like to find out more about boats, or another type of insurance, call or stop by our office today!

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